In-network with most major plans
Trinity Rehab Physical Therapy is in-network with most major insurance plans at our clinics across New Jersey and Pennsylvania. We verify your benefits for free before your first visit, so you know your coverage before you walk in.
Independence Blue Cross and AmeriHealth: at our Pennsylvania clinics (Doylestown, Newtown and Upper Dublin).
Plans we accept
Medicare
- Original Medicare, at all of our clinics
- Medicare supplement (Medigap) plans
- UnitedHealthcare Medicare Advantage, including AARP plans
- Aetna Medicare Advantage
- Clover Health Medicare Advantage
- Braven Health (Horizon’s Medicare Advantage plans)
Commercial plans
- Horizon Blue Cross Blue Shield of New Jersey, including the NJ State Health Benefits Program (SHBP/SEHBP)
- Blue Cross Blue Shield plans from other states
- Aetna
- UnitedHealthcare
- UMR
- Oxford
- Meritain Health
- Independence Blue Cross, AmeriHealth and Keystone, at our Pennsylvania clinics
Injury and other ways to pay
- Workers’ compensation, including MedRisk, Streamline and Bardavon
- Auto accidents (no-fault / PIP)
- Extremely affordable self-pay options and packages
- CareCredit financing
Don’t see your plan? We work with many more. Ask us and we’ll check it for free.
Other plans
Call us and we’ll check
We bill these plans. Call us first and we’ll verify your benefits for free.
- Humana Medicare Advantage (not in-network, but we bill your plan)
- Wellcare Medicare Advantage (not in-network, but we bill your plan)
- GHI / EmblemHealth
- TRICARE and VA Community Care
- Independence Blue Cross and AmeriHealth at our New Jersey clinics
Out-of-network
You can still come to Trinity. We’ll explain your out-of-network benefits and our affordable self-pay options before your first visit.
- Cigna
- MagnaCare
- QualCare
Medicaid
We don’t accept Medicaid as your primary insurance, including NJ FamilyCare plans such as Horizon NJ Health and Aetna Better Health, and Keystone First in Pennsylvania.
Medicaid is fine as your secondary insurance, including the QMB program, when Medicare or a Medicare Advantage plan is your primary.
How it works
1. Reach out
Book online, or call or text your nearest clinic. Have your insurance card handy.
2. We check your benefits
Our team verifies your coverage for free and handles any authorization your plan requires.
3. No surprises
We explain your copay or deductible in plain language before your first visit.
Insurance questions
Do I need a referral from my doctor?
Usually not. Under direct access in New Jersey and Pennsylvania, you can start physical therapy without a physician referral. Some insurance plans still require one, and some surgical cases need clearance from your surgeon. We’ll tell you exactly what your plan needs when we check your benefits.
How do I know if my plan is covered?
Send us your insurance information when you book, or call your clinic. We verify your benefits for free before your first visit and explain what you’ll owe.
What if I have a Medicare Advantage plan?
We’re in-network with Medicare Advantage plans from UnitedHealthcare (including AARP), Aetna, Clover Health and Braven Health. Some plans require an authorization before treatment. We request it for you. We also bill Humana and Wellcare Medicare Advantage plans, though we’re not in-network with them. Call us and we’ll check your benefits.
Do you accept Medicare supplement (Medigap) plans?
Yes. We bill Original Medicare first, and your claim crosses over to your Medicare supplement plan automatically.
I have Medicare and Medicaid. Can I come to Trinity?
Yes, when Medicare or a Medicare Advantage plan is your primary insurance. Medicaid, including the QMB program, is fine as your secondary insurance. We don’t accept Medicaid as your primary insurance.
What if my plan isn’t on the list?
Ask us. We work with many more plans than we can list here, and we’ll check yours for free. If you’re out-of-network, we’ll explain your out-of-network benefits and our affordable self-pay options.
I was hurt at work or in a car accident. Can I come to Trinity?
Yes. We treat workers’ compensation and auto accident (no-fault / PIP) cases, and we work with MedRisk, Streamline and Bardavon. Bring your claim number and adjuster information if you have them, and we’ll handle the rest.
Check your coverage and book
Tell us what’s going on and pick your insurance. We’ll text you within 15 minutes to lock in a time and confirm your coverage. Rather talk? Call (732) 523-5549, answered 24/7.